toolsUpdated March 1, 2026

Best Scenario Planning Tools

Choosing the right scenario planning tools can make or break your finance function. We have researched, tested, and compared the leading options to help UK finance teams make an informed decision. Below you will find honest reviews with real pros, cons, and pricing -- no affiliate links, no sponsored placements.

How we evaluated

We evaluated each option based on five criteria: feature depth, ease of use, value for money (with UK pricing where available), integration ecosystem, and customer support quality. We prioritised tools with strong UK presence or global availability, and tested each where trial access was available.

1

Causal

Visual scenario modelling with side-by-side comparison.

Pros

  • Visual scenario comparison
  • Named variables
  • Free tier

Cons

  • Not full FP&A
  • Limited integrations
  • Basic reporting
Free tier; paid from USD 50/moTeams wanting visual scenario comparisonVisit site
2

Grove FP

Our Pick

UK-built FP&A platform with Excel-compatible formulas, position-level workforce planning, and a Rust-powered calculation engine. Purpose-built for SMB and mid-market finance teams.

Pros

  • UK-built with GBP-native pricing
  • Fast formula engine (Rust-powered)
  • Position-level workforce planning
  • Simple, clean interface

Cons

  • Newer entrant (launched 2025)
  • Smaller feature set than enterprise tools
  • Limited third-party integrations (growing)
From GBP 49/moUK SMB and mid-market finance teams wanting a modern, affordable FP&A platformVisit site
3

Pigment

Real-time scenario planning with instant recalculation. Compare unlimited scenarios.

Pros

  • Unlimited scenarios
  • Instant recalculation
  • Modern interface

Cons

  • Enterprise pricing
  • Newer platform
  • Broad tool
Custom (typically GBP 40,000+/yr)Mid-market teams needing robust scenario planningVisit site
4

Anaplan

Enterprise scenario modelling at scale.

Pros

  • Massive scalability
  • Complex scenario modelling
  • Cross-functional scenarios

Cons

  • Very expensive
  • Steep learning curve
  • Long setup
Custom (typically GBP 75,000+/yr)Enterprises modelling complex scenariosVisit site
5

Mosaic

Scenario planning integrated with real-time data.

Pros

  • Real-time data connection
  • Good visualisation
  • Integrated platform

Cons

  • Mid-market pricing
  • Still growing features
  • Less flexible than spreadsheets
Custom pricingGrowth companies wanting live scenario trackingVisit site
6

Float

Simple cash flow scenario planning.

Pros

  • Simple to use
  • Visual scenarios
  • Affordable

Cons

  • Cash flow only
  • Limited complexity
  • Basic modelling
From GBP 59/moSMBs wanting simple cash flow scenariosVisit site

FAQ

Frequently asked questions

We evaluated each option based on feature depth, ease of use, UK pricing, integrations, and support quality. We tested tools where trial access was available and spoke with finance professionals who use them daily.

No. Grove FP is included where relevant (we are transparent about this), but rankings are based on our honest assessment. We do not accept payment for placement.

We review and update this list quarterly. The last update was March 2026. If you spot something outdated, please let us know at hello@grove.financial.

Modern FP&A for growing UK businesses

Budgeting, forecasting, and workforce planning in one platform. No credit card required.