toolsUpdated March 1, 2026

Best FP&A Tools for Startups

Choosing the right fp&a tools for startups can make or break your finance function. We have researched, tested, and compared the leading options to help UK finance teams make an informed decision. Below you will find honest reviews with real pros, cons, and pricing -- no affiliate links, no sponsored placements.

How we evaluated

We evaluated each option based on five criteria: feature depth, ease of use, value for money (with UK pricing where available), integration ecosystem, and customer support quality. We prioritised tools with strong UK presence or global availability, and tested each where trial access was available.

1

Grove FP

Our Pick

UK-built FP&A platform with Excel-compatible formulas, position-level workforce planning, and a Rust-powered calculation engine. Purpose-built for SMB and mid-market finance teams.

Pros

  • UK-built with GBP-native pricing
  • Fast formula engine (Rust-powered)
  • Position-level workforce planning
  • Simple, clean interface

Cons

  • Newer entrant (launched 2025)
  • Smaller feature set than enterprise tools
  • Limited third-party integrations (growing)
From GBP 49/moUK SMB and mid-market finance teams wanting a modern, affordable FP&A platformVisit site
2

Causal

Visual financial modelling for startups. Build investor-ready models with named variables and scenarios.

Pros

  • Intuitive visual interface
  • Free tier
  • Great for fundraising models

Cons

  • Not full FP&A suite
  • Limited reporting
  • Basic integrations
Free tier; paid from USD 50/moPre-seed to Series A startups building modelsVisit site
3

Runway

Connected financial planning for startups. Syncs with Xero, QuickBooks, Gusto, and Stripe.

Pros

  • Strong integrations
  • Clean, modern UI
  • Good for startup metrics

Cons

  • Startup niche only
  • Pricing scales quickly
  • Limited enterprise features
Custom pricingSeed to Series B startupsVisit site
4

Jirav

Cloud FP&A with pre-built startup templates. Driver-based planning and workforce modelling.

Pros

  • Affordable for startups
  • Pre-built templates
  • Good accounting integrations

Cons

  • Less flexible modelling
  • Smaller team
  • US-focused
From USD 500/moSmall finance teams with standard needsVisit site
5

Mosaic

Strategic finance platform connecting to your systems. Real-time metrics, planning, and reporting.

Pros

  • Real-time data sync
  • Unified finance view
  • Good for Series B+ companies

Cons

  • Higher price than simpler tools
  • Still maturing
  • Better for funded startups
Custom pricingSeries B+ startups with dedicated financeVisit site
6

Float

Cash flow forecasting with Xero and QuickBooks integration. Simple, visual, and affordable.

Pros

  • Very simple to use
  • Great Xero integration
  • Affordable

Cons

  • Cash flow only
  • No P&L budgeting
  • Basic reporting
From GBP 59/moBootstrapped startups focused on cash flowVisit site

FAQ

Frequently asked questions

We evaluated each option based on feature depth, ease of use, UK pricing, integrations, and support quality. We tested tools where trial access was available and spoke with finance professionals who use them daily.

No. Grove FP is included where relevant (we are transparent about this), but rankings are based on our honest assessment. We do not accept payment for placement.

We review and update this list quarterly. The last update was March 2026. If you spot something outdated, please let us know at hello@grove.financial.

Modern FP&A for growing UK businesses

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