toolsUpdated March 1, 2026

Best Cloud-Based FP&A Software

Choosing the right cloud-based fp&a software can make or break your finance function. We have researched, tested, and compared the leading options to help UK finance teams make an informed decision. Below you will find honest reviews with real pros, cons, and pricing -- no affiliate links, no sponsored placements.

How we evaluated

We evaluated each option based on five criteria: feature depth, ease of use, value for money (with UK pricing where available), integration ecosystem, and customer support quality. We prioritised tools with strong UK presence or global availability, and tested each where trial access was available.

1

Grove FP

Our Pick

UK-built FP&A platform with Excel-compatible formulas, position-level workforce planning, and a Rust-powered calculation engine. Purpose-built for SMB and mid-market finance teams.

Pros

  • UK-built with GBP-native pricing
  • Fast formula engine (Rust-powered)
  • Position-level workforce planning
  • Simple, clean interface

Cons

  • Newer entrant (launched 2025)
  • Smaller feature set than enterprise tools
  • Limited third-party integrations (growing)
From GBP 49/moUK SMB and mid-market finance teams wanting a modern, affordable FP&A platformVisit site
2

Pigment

Cloud-native planning platform built from the ground up. No on-premise legacy.

Pros

  • Truly cloud-native
  • Modern tech stack
  • Fast performance

Cons

  • Newer entrant
  • Enterprise pricing
  • Still building out features
Custom (typically GBP 40,000+/yr)Teams wanting a modern, cloud-native platformVisit site
3

Planful

Cloud FP&A with structured planning, dynamic planning, and financial close.

Pros

  • Mature cloud platform
  • Good uptime track record
  • Regular feature releases

Cons

  • UI can feel dated
  • Steeper learning curve
  • Mid-market pricing
Custom (typically GBP 25,000+/yr)Mid-market finance teamsVisit site
4

Adaptive Insights (Workday)

Cloud planning pioneer. Budgeting, forecasting, and reporting in the Workday cloud.

Pros

  • Cloud planning pioneer
  • Large customer base
  • Workday ecosystem

Cons

  • Workday acquisition uncertainty
  • Less innovation recently
  • Higher pricing
Custom (typically GBP 30,000+/yr)Workday customersVisit site
5

Cube

Cloud FP&A with spreadsheet integration. Centralise data while keeping Excel/Sheets workflows.

Pros

  • Quick cloud deployment
  • Spreadsheet-native
  • Good for SMBs

Cons

  • Less powerful modelling
  • Smaller platform
  • Growing feature set
From USD 1,500/moSMBs wanting cloud FP&A with spreadsheetsVisit site
6

Jirav

Cloud FP&A for SMBs. Pre-built templates and accounting integrations.

Pros

  • Quick to deploy
  • Affordable
  • Good integrations

Cons

  • Limited customisation
  • Smaller feature set
  • US-focused
From USD 500/moSmall cloud-first finance teamsVisit site

FAQ

Frequently asked questions

We evaluated each option based on feature depth, ease of use, UK pricing, integrations, and support quality. We tested tools where trial access was available and spoke with finance professionals who use them daily.

No. Grove FP is included where relevant (we are transparent about this), but rankings are based on our honest assessment. We do not accept payment for placement.

We review and update this list quarterly. The last update was March 2026. If you spot something outdated, please let us know at hello@grove.financial.

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